A Botswana company building Botswana's payments
PayKarata (Pty) Ltd is a Botswana company, incorporated on 14 May 2020 and based in Gaborone. We are preparing to launch a connected wallet, card and merchant acceptance ecosystem.
Our mission
To empower individuals and small businesses in Botswana to participate in the digital economy through affordable, secure and accessible financial services.
Our vision
Financial inclusion and digitally enabled communities across Botswana.
Values
What guides how we build
Inclusion
Design for everyone, including customers who are unbanked or underbanked.
Integrity
Operate honestly, within our licence, and be clear about what is live.
Innovation
Use modern payment technology to solve everyday problems simply.
Partnership
Build with specialist partners, banks and communities, not alone.
Programme baseline
Where we are today
We are pre-commercial launch. The timeline below reflects the current programme baseline and may change.
14 May 2020
PayKarata (Pty) Ltd incorporated in Botswana.
December 2025
Electronic Payment Service Provider licence granted.
In progress
Fundraising and post-licence compliance and readiness work.
Planned Q4 2026
Controlled pilot and commercial go-live.
Registered office: 5th Floor, West Wing, Exponential Building, Plot 54351, CBD, Gaborone, Botswana.
Talk to the PayKarata team
Investors, partners and future customers are welcome to get in touch.