A simpler way to manage everyday money
The PayKarata wallet is being built for everyday life in Botswana — a clear place to hold funds, pay and keep track of what you spend.
Planned wallet features
What the app is designed to do
These capabilities are part of the planned launch experience and are not yet available to customers.
Hold funds in Pula
Keep money in your PayKarata wallet and top it up when you need to.
Pay and transfer
Planned person-to-person transfers and payments within the PayKarata network.
Transaction history
A clear record of your wallet and card activity in one view.
Virtual card
Request a virtual prepaid Visa companion card linked to your wallet.
Security and verification
Verification designed to protect you
Every customer will complete digital identity verification before their wallet is activated. Verification is also how we help keep the network safe.
Digital identity verification
eKYC and screening in the app as part of onboarding, supported by our verification partner.
Tiered verification concept
Wallet functionality is expected to expand as a customer completes higher verification levels.
Exact tiers and limits will be confirmed before launch
Controls in your hands
Planned in-app controls for your virtual card, including freezing it when you need to.
Verification requirements, wallet limits and fees will be published before launch in line with applicable regulatory requirements.
Get early access to the PayKarata wallet
Join the waitlist and we will contact you when early access opens.