A virtual card that works with your wallet
At launch, PayKarata plans to offer a virtual prepaid Visa companion card linked directly to your wallet balance — created in the app, no plastic required.
Prepaid by design
You can only spend what you have loaded
The card is prefunded from your wallet. That makes spending easier to control and keeps card use tied to a balance you can see.
- • Linked to your PayKarata wallet balance.
- • Created digitally in the app after verification.
- • Designed for online and card-enabled payments.
- • Activity shown alongside your wallet transactions.
Planned card capabilities
Made to be simple and controllable
Linked to your wallet
Card spending draws on the balance you hold in your PayKarata wallet.
Online and card-enabled spending
Designed for merchants and services that accept card payments.
Card controls
Planned in-app controls so you can manage or freeze your card.
Transaction visibility
See card transactions in your activity feed as they are processed.
No plastic needed
The launch card is virtual and created inside the app.
Physical card later
A physical card is planned for a later phase and is not part of the launch offering.
Future roadmap
Card fees, limits and terms will be published before launch. Card issuance is subject to verification, scheme rules and applicable regulatory requirements.
Be first in line for the PayKarata card
Join the waitlist and we will let you know when early access opens in Botswana.