Accept payments without a card machine
PayKarata is building merchant acceptance for Botswana's small businesses. Register your interest and we will contact you when merchant onboarding opens.
Business outcomes
Fewer lost sales. Clearer records.
Cash-only trading turns customers away and makes bookkeeping harder. Card acceptance on a phone is designed to change that for smaller businesses.
Capture more sales
Serve customers who prefer to tap a card or phone instead of paying cash.
Use the phone you have
Designed for a compatible NFC-enabled Android device, so there is no terminal to buy.
Track transactions
Planned merchant views of daily activity and digital receipts.
Settlement visibility
Planned visibility of settlement to your merchant wallet or bank account.

Who it is for
Built around real Botswana businesses
Small retailer
Take card payments at the counter without buying a terminal.
Taxi and combi operators
Accept payment from riders who are not carrying cash.
Restaurants and takeaways
Accept payment at the table, the counter or the door.
Pop-up and market sellers
Trade anywhere your phone has signal and battery.
Freelancers and services
Get paid on site by hairdressers' chairs, clients and callouts.
Onboarding
How merchant sign-up is planned to work
Business verification comes first. Once verified, SoftPOS is provisioned to your device.
Planned launch journey
- 1
Register interest
Tell us about your business and how you want to get paid.
- 2
Share business details
Complete merchant KYB information and required documents.
- 3
Verification and review
We verify the business and set up your merchant profile.
- 4
Start accepting payments
SoftPOS is provisioned to your device and you can trade.
Merchant pricing, settlement timing and terms will be confirmed before commercial launch.
Register your merchant interest
Be part of the first group of PayKarata merchants in Botswana.
