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Merchant early access

Accept payments without a card machine

PayKarata is building merchant acceptance for Botswana's small businesses. Register your interest and we will contact you when merchant onboarding opens.

Business outcomes

Fewer lost sales. Clearer records.

Cash-only trading turns customers away and makes bookkeeping harder. Card acceptance on a phone is designed to change that for smaller businesses.

  • Capture more sales

    Serve customers who prefer to tap a card or phone instead of paying cash.

  • Use the phone you have

    Designed for a compatible NFC-enabled Android device, so there is no terminal to buy.

  • Track transactions

    Planned merchant views of daily activity and digital receipts.

  • Settlement visibility

    Planned visibility of settlement to your merchant wallet or bank account.

Merchant in Botswana taking a contactless card payment on an Android phone

Who it is for

Built around real Botswana businesses

  • Small retailer

    Take card payments at the counter without buying a terminal.

  • Taxi and combi operators

    Accept payment from riders who are not carrying cash.

  • Restaurants and takeaways

    Accept payment at the table, the counter or the door.

  • Pop-up and market sellers

    Trade anywhere your phone has signal and battery.

  • Freelancers and services

    Get paid on site by hairdressers' chairs, clients and callouts.

Onboarding

How merchant sign-up is planned to work

Business verification comes first. Once verified, SoftPOS is provisioned to your device.

Planned launch journey

  1. 1

    Register interest

    Tell us about your business and how you want to get paid.

  2. 2

    Share business details

    Complete merchant KYB information and required documents.

  3. 3

    Verification and review

    We verify the business and set up your merchant profile.

  4. 4

    Start accepting payments

    SoftPOS is provisioned to your device and you can trade.

Merchant pricing, settlement timing and terms will be confirmed before commercial launch.

Register your merchant interest

Be part of the first group of PayKarata merchants in Botswana.